Apply for a Diners Black credit card (2023)

FAQs

How can I apply for black credit card? ›

Unfortunately, getting an invite is typically the only way to get a black credit card of your own. With the exception of the Mastercard Black Card from Luxury Card, you can't simply hop online and apply for a black card just because you want one.

The floor limit of HDFC Bank Diners Club Black credit card is 4 Lakhs. Usually the cardholders have limits in the range of 4-8 Lakhs.

HDFC Diners Club Black Credit Card's reward rate is among the highest in India at 3.33% offering 5 points for every Rs. 150 spent. So, if you make a purchase worth Rs. 15,000, you get 500 reward points.

The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.

What is the spending limit on the American Express Black Card? There is no spending limit with the Amex Black Card.

How much do you have to make to get Amex's black card? There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.

While the Infinia card is invite-only, the eligibility criteria for the Diners Club Black, as mentioned earlier, is also fairly strict. The annual membership fee of both the cards is the same, Rs. 10,000.

Centurion® Card from American Express* vs. The Platinum Card® from American Express. If the Amex Business Platinum is not an option for you, some of the Amex Black Card benefits are also available on the Amex Platinum for a much lower fee of $695. (Terms apply. See rates and fees.)

Is there a black credit card with no limit? ›

There's no credit limit

The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. But that's only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance.

The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an invitation is needed to apply.

What Credit Card Do the Super Rich Use? The super rich use a variety of different credit cards, many of which have strict requirements to obtain, such as invitation only or a high minimum net worth. Such cards include the American Express Centurion (Black Card) and the JP Morgan Chase Reserve.

Diners Club is the smart payment choice for mid-to-large corporations, individual business people and professionals. It is the only card and payment solution that combines a superior product and services package, award winning rewards and universal acceptance.

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.

Visit americanexpress.com to learn more. Black cards are a status symbol that are typically invite-only and reserved for big spenders who can afford to pay initiation fees and annual fees totaling thousands of dollars.

Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That's it.

Key Takeaways: There are around 20,000 Black cardholders in the U.S. This is a no-limit credit card. Cardholders are excepted on an 'invitation-only basis.

The highest-level American Express card is the Centurion card, which is informally known as the Amex Black card. This card is invite-only and has an annual fee of $5,000, plus an initiation fee of $10,000.

How To Get a Black Card. Members of the 1% — or perhaps the 0.1% — may get an invitation for a black card, as some of these high-status cards are only available to consumers that the issuing bank deems worthy.

How much do you need to make to afford a black card? ›

While the requirements for getting an invite for the black card aren't officially published, rumor has it that you have to be a high earner who has spent and paid off between $350,000 and $500,000 across all of your American Express accounts in a calendar year.

One of the key benefits of the Mastercard^® Black Card™ card's is automatic enrollment in Priority Pass™ Select, which grants members access to more than 1,300 airport lounges worldwide. As a Priority Pass member, you can use Priority Pass airport lounges no matter which airlines or fare class you use.

26 red and 26 black cards are present in a deck of 52 cards, with 13 spades(black), 13 clubs(black) and 13 hearts(red), 13 diamonds(red)

This has always been the attraction of Diners Club Black. The rewards used to be great till last year but have been devalued a bit now. HDFC Bank runs a Smartbuy platform where we can get up to 10X rewards for shopping. The cap on bonus reward points is 7500 every calendar month and 2500 per day.

If you have been holding off on the DCB due to its annual fee, there is a way to get it as a Lifetime Free card. If you are an alumnus of a select list of institutes, you are eligible for an LTF DCB. Here is everything you need to know about the LTF Diners Club Alumni upgrade program.

The largest known purchase made with the Centurion card is the Nu couché painting by Amedeo Modigliani, which businessman Liu Yiqian bought for US$170,405,000 at a Christie's auction in New York in 2015.

No, there aren't any credit cards higher than the “Amex Black Card.” Officially called the Centurion® Card from American Express, the Amex Black Card is far and away the most exclusive, prestigious credit card on the market.

There are very high spending requirements to get a black card. Generally, a card issuer invites only their most loyal customers who spend upwards of six figures or more a year to become a black cardholder.

The probability of drawing a black face card from a deck of 52 is 1/2.

Who gets invited to Mastercard Black Card? ›

Black cards usually require a high level of spending and are invitation-only, but if you have good or excellent credit there is one you can apply for. There's no doubt that metal credit cards are a status symbol in today's world, but black cards are for cardmembers on a whole different level.

The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card ” due to its color.

In addition to being a high earner and meeting large spending requirements, you'll need top credit scores to get a black card. A credit score between 800 and 850 is considered exceptional.

Background Intel: President Obama's credit card of choice is the JP Morgan Select Card. He was photographed with the card at a Texas barbeque restaurant, where he also reportedly cut the line – earning the disapproval of many on social media.

Salary Needed for Amex Platinum Credit Card

If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

While the Amex Platinum card has a $695 annual fee that is $200 greater than the Mastercard Black card, the card features elevated points-earnings on flights, several easily-usable statement credits, and additional benefits such as extensive worldwide lounge access that can offset the difference of the annual fee.

The Black Card, is a rewards credit card that is the middle-tier offering from Luxury Card. The Gold Card is considered the higher end of the three cards. Benefits for each card vary and can include a 24/7 concierge service, gifts, and worldwide acceptance.

The Centurion card beats out the Mastercard Black card in terms of rewards, benefits, and features. The major drawback of the Centurion card is its $10,000 initiation fee and $5,000 annual fee (plus $5,000 annually for each authorized user).

Tomorrow x Together (TXT) member Yeonjun owns a black card, being the fourth generation kid, he owns one of the richest cards in the world.

The black card and how to get one

According to one report, Centurion cardholders had an average annual household income of about $1.3 million and had a net worth of about $16 million.

How do rich people get black cards? ›

For example, in the case of the Amex Centurion Card – also known as “the Black Card” – you reportedly need to charge at least $100,000 across Amex credit cards every year to even qualify for an invite. The Platinum Card® from American Express is another exclusive credit card that millionaires tend to prefer.

The rarest credit card in the world is likely the Centurion® Card from American Express, also known as the “Black Card.” This card is available by invitation only, and you will reportedly need to spend at least $250,000 per year on other Amex credit cards and have an income of $1 million+ to get it.

Membership fee

The Centurion card annual fee is the highest of all credit cards on the market. You'll need to pay a one-time initiation fee of $10,000 on top of a $5,000 annual fee just for the privilege of having a Black Card. Plus, adding other cardholders costs an extra $2,500 each per year.

Finally, Platinum cardholders earn American Express Membership Rewards points, which have more flexible redemption options than those of the Black Card. And points can be transferred to... The Platinum Card® is certainly more affordable, with an annual fee of about 80% less than that of the Centurion® Card.

What credit score is needed for the Mastercard^® Black Card™? To increase your chances of approval for the Mastercard^® Black Card™, you need a credit score in the range of 720 - 850.

Rewards Points Redemption:

Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black Credit Cards. For flight and hotel bookings, HDFC Bank Diners Club Black card members can redeem upto maximum of 70% of booking value through Reward Points.

The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.

The Black Card, is a rewards credit card that is the middle-tier offering from Luxury Card. The Gold Card is considered the higher end of the three cards. Benefits for each card vary and can include a 24/7 concierge service, gifts, and worldwide acceptance.

Is Diners Club same as Diners black? ›

Diners Privilege is positioned a bit above Club Miles and below Diners Black. Its basically a trimmed down version of Diners Black and comes with 1/4th of its fee.

The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an invitation is needed to apply.